When Should I Get SR-22 Insurance?

In order to know when you should get SR-22 insurance, you might first want to know what this kind of insurance first entails.

First of all, SR-22 insurance isn’t even a type of insurance policy at all – but it does come from your insurance company. This is documentation from your insurance company that states that you and your automobile are under some kind of policy and coverage. This is usually necessary for the driver in question may have had their license confiscated or suspended for whatever reason. Most known cases are cited due to instances of driving while under the influence (DUI).

According to the Habush Habush & Rottier S.C. ® website, some states that do not require SR-22 insurance while there are some states that do. It is very important that you have this particular certification of your policy with you in states that require SR-22 insurance in order to ensure that there are no more unfortunate incidents on your part that could be cause for regrettable legal action. Some states require that you file an affidavit before it can be concluded that you need not have this documentation with you anymore. It is commonly cited that drivers who are required to carry SR-22 insurance are meant to have it for around 2-3 years.

Most insurance companies can be difficult to deal with when handling this type of insurance due to difficulties that the circumstances may present. That is why it is recommended that you seek the help of experienced professionals who can help you understand what your needs are in terms of policy and coverage and know exactly what kind of certification you must have on you at all times.

If you or someone you know is currently contemplating on whether or not they should avail of SR-22 insurance, it is recommended they contact a reputable policy provider for further insight regarding their concern.